Systematic Withdrawal Plan (SWP)
Smart & Steady Income from Your Mutual Fund Investments
At Expertz Fintech Solutions, we help you convert your mutual fund investments into a regular income stream through our Systematic Withdrawal Plan (SWP). Whether you’re planning for retirement, managing monthly expenses, or just looking for disciplined income — SWP is your go-to solution.
What is SWP?
A Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount from your mutual fund investment at regular intervals — monthly, quarterly, or yearly — while the rest of your money continues to stay invested and grow.
Benefits of Choosing SWP:
- Regular Income Flow – Ideal for retirees or those needing steady income
- Capital Appreciation – Remaining investment continues to grow
- Tax Efficiency – Lower tax liability compared to fixed deposits or full withdrawal
- Customized Payouts – Choose how much and how often you want to withdraw
Discipline & Planning – Helps you manage funds systematically
Why Choose Expertz Fintech Solutions for SWP?
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Personalized SWP planning
- Research-backed mutual fund selection
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Expert advice and support
- Transparent tracking & reporting
- Dedicated relationship manager
Frequently Asked Questions
Is there a lock-in period for SWP?
No lock-in for most open-ended mutual funds, but check if your fund has an exit load.
Will my capital get exhausted?
It depends on the withdrawal amount vs fund growth. We help you optimize this.
Is SWP taxable?
Yes, but only the capital gains portion is taxed, and it’s more tax-efficient than interest income from FDs.
